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Alternatives to Bank Financing - Hard Money Lending

Hard money is an alternative form of financing that has gained traction among well qualified borrowers these days.  It used to be that hard money lending was reserved for those with poor credit, but that is no longer true.  To understand why, we need to look at a few factors, including the structure of this type of financing and the underlying issues causing the banks and institutions to have tightened up their lending.

Summary: 

Hard money loans are an alternative to traditional bank financing. Read on to find out more about what they are and why to consider them.

Sat, 07/09/2011 - 8:59am — Guest Post

What You Need to Know about Mortgage Rates

Finding the perfect place you can call home is hard enough but finding the money to pay for it is even harder.  When you finally have that space to which you and your family can come home every day, the only thing left to do is apply for a mortgage and seal the deal.
One of the most important factors when applying for a loan to buy a house is the mortgage rate.  The interest determines whether or not you can actually afford to buy the place and pay it off for a good number of years.  This is why you need to know the facts right now.

Summary: 

A mortgage is probably the biggest loan you will take. Here is what you need to know about mortgage rates.

Sun, 05/02/2010 - 1:17pm — Criss White