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Life insurance

Life insurance is an agreement between the insured (policy holder) and the insurer. The insurer agrees to pay a certain sum of money to an appointed beneficiary, in the event of death of the insured person. Other events like terminal illness and disability can also trigger the payment depending on the contract. A policy holder is required to pay premiums on a regular basis. A lump sum may also be paid to cover a certain period of time. Funeral expenses can also be included as one of the benefits of a life policy.

Summary: 

Life insurance is an agreement between the insured (policy holder) and the insurer

Thu, 05/10/2012 - 6:44am — Miles Wiseman

How to Get a Renters Insurance Policy

If you find yourself in a position where renting a home or apartment is your best option, you should still consider taking out an insurance policy to protect yourself. The reason is that the person you’re renting from most likely has homeowners insurance, which protects the building, but it doesn’t provide coverage for your personal belongings. Following are a few tips on how to get a renters insurance policy.

Protect Your Personal Property

Summary: 

Find out how you can get renters insurance on your belongings.

Tue, 01/17/2012 - 3:31pm — Chris Black

How to Apply for Medicare

In the not so distant past, a lot of elderly people, or those with permanent disabilities, found it difficult to get adequate medical care simply because it was expensive. They would often be required to settle for what they could afford, whether it met their needs or not. Relying on the compassion of family and friends was commonplace. Charitable organizations contributed whenever possible, but there were times when people had physical problems and no way to pay for medical help.

Summary: 

Medicare can help you pay for your medical bills. Find out how to apply for medicare here.

Sun, 01/15/2012 - 4:06pm — Sandy Morgan

20 things you can do to Cut Living Expenses

The cost of living just seems to be getting higher and higher. To prevent pocketbook shock, read on for ways to cut your living expenses.

1. Groceries are a major living expense for many families, and it's also one of the most common areas that most people overspend. Plan your weekly menus in advance according to supermarket specials, and only buy the items needed to make your meals. Also, never go grocery shopping when you're hungry, since you'll almost always end up buying more than you need.

Summary: 

The cost of living just seems to be getting higher and higher. To prevent pocketbook shock, read on for ways to cut your living expenses.

Thu, 12/15/2011 - 1:15pm — John

Insurance Tips for Apartment Dwellers

Living in an apartment is different from owning a home. It doesn’t carry near as much responsibility, but that doesn’t mean you shouldn’t be concerned about protecting your interests. Owning a home means insuring not only the house and property, but the furniture, clothing, appliances, and personal items inside the home. Apartment dwellers need only be concerned with what’s inside the apartment, not the building itself. For the most part, the building owner’s insurance doesn’t cover you, so you need to protect yourself.

Summary: 

Home insurance isn't just for people who own their own home. Find out how you can insure the possessions in your apartment.

Thu, 11/10/2011 - 4:20pm — Casey Lynch